# setup
dsarge:/home/userx/linux-img# losetup /dev/loop0 hdisk.img
dsarge:/home/userx/linux-img# mke2fs /dev/loop0
dsarge:/home/userx/linux-img# mount /dev/loop0 /mnt/loopdevice/
dsarge:/home/userx/linux-img# mount
...
/dev/loop0 on /mnt/loopdevice type ext2 (rw)
# as userx
userx@dsarge:~/linux-img$ cd /mnt/loopdevice/
userx@dsarge:/mnt/loopdevice$ touch abc
touch: cannot touch `abc': Permission denied
# as root
dsarge:/home/userx/linux-img# cd /mnt/loopdevice/
dsarge:/mnt/loopdevice# ls
lost+found
dsarge:/mnt/loopdevice# touch abc
dsarge:/mnt/loopdevice# ls
abc lost+found